Is "CHECKCARD 0305 JOHN DOE 123 MAIN ST CKCD 4814 XXXX" fraud?

Written by Ethan Patel

June 18th, 2024

Medium Risk

What is "CHECKCARD 0305 JOHN DOE 123 MAIN ST CKCD 4814 XXXX"?

Ding has been in business since 2013. The company specializes in providing mobile recharge services, allowing customers to send airtime and mobile credit to friends and family across different countries. Ding operates through a website and a mobile application, offering services to over 140 countries and partnering with more than 550 mobile operators. The platform facilitates international recharge and supports payments through various methods, including credit cards and PayPal.

  • CHECKCARD: Indicates a transaction made using a check card.
  • 0305: The date of the transaction (March 5th).
  • JOHN DOE: The cardholder's name.
  • 123 MAIN ST: Likely an additional identifier such as a location linked to the transaction.
  • CKCD: Abbreviation for "Check Card."
  • 4814: Part of the merchant category code (indicates the type of business or service).
  • XXXXXXXXXX311953: The unique transaction identifier or part of the card number for reference.

    • Verify if this transaction is fraud in 30 seconds

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

    STEP 1

    Connect your Email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

    STEP 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

    STEP 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.

    SimplyWise Community Comments
    Transaction codes from Ding
    Download the App