Is "CHECKCARD 0203 DING/E 123 MAIN St CKCD 4814 XXXXXX" fraud?

Written by Piper Hall

June 18th, 2024

Medium Risk

What is "CHECKCARD 0203 DING/E 123 MAIN St CKCD 4814 XXXXXX"?

Ding has been in business since 2013. The company specializes in providing mobile recharge services, allowing customers to send airtime and mobile credit to friends and family across different countries. Ding operates through a website and a mobile application, offering services to over 140 countries and partnering with more than 550 mobile operators. The platform facilitates international recharge and supports payments through various methods, including credit cards and PayPal.

CHECKCARD: Indicates the transaction is a check card (debit card) transaction

0203: The date of the transaction (February 3rd in MMDD format)

DING/E: The merchant or business name associated with the transaction

123 MAIN St: The location of the merchant (street address)

CKCD: Check card type transaction

4814: The merchant category code (MCC) that signifies the type of business

XXXXXXXXXX311953: The unique transaction identifier or card number (obscured for security reasons)

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.