Is "PURCHASE 1015 Upwork -XXXXXXXXX XXXXX34100 CA XXXX" fraud?

Written by Caleb Martin

June 18th, 2024

Medium Risk

What is "PURCHASE 1015 Upwork -XXXXXXXXX XXXXX34100 CA XXXX"?

Zip.co was founded in 2013 and operates in the financial technology sector. The company offers a variety of installment payment services that enable consumers to buy now and pay later. Zip.co's core product offerings include Zip Pay, an interest-free line of credit for small purchases, and Zip Money, a line of credit for larger amounts with flexible repayment options. Additionally, the company provides services for businesses, such as Zip Business Trade and Zip Business Trade Plus, which offer credit solutions to manage cash flow and inventory needs.

  • PURCHASE: Indicates that this is a purchase transaction
  • 1015: Payment or transaction number
  • Upwork: Name of the merchant or payee
  • XXXXXXXXX: Possibly a reference number or account number
  • 34100: Possibly a merchant ID code
  • CA: Possibly the state code for California
  • CKCD: Possibly a code related to the type of transaction
  • 7399: Possibly a category code for the type of purchase
  • XXXXXXXXXX723612: Possibly a transaction code or identifier for tracking purposes

    • Verify if this transaction is fraud in 30 seconds

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

    STEP 1

    Connect your Email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

    STEP 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

    STEP 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.

    SimplyWise Community Comments
    Transaction codes from Zip.co
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