Is "DBT RETURN ON 03/07 @ 17:22 / ROYAL CARIBBEAN CRUI" fraud?

Written by Ethan Patel

June 18th, 2024

Medium Risk

What is "DBT RETURN ON 03/07 @ 17:22 / ROYAL CARIBBEAN CRUI"?

Royal Caribbean International has been in business since its founding in 1968. The company specializes in providing cruise vacations and operates a fleet of ships ranging from smaller vessels to some of the largest cruise ships in the world. Royal Caribbean offers various itineraries to destinations across the globe, including the Caribbean, Europe, Alaska, and Asia. The company provides different retail products onboard its ships, such as dining packages, beverage packages, shore excursions, spa services, and internet access. It also offers various stateroom categories, from standard interior rooms to luxury suites.

DBT: Debit transaction

RETURN: Return or refund

03/07: Date of transaction (March 7th)

17: 22

ROYAL CARIBBEAN CRUISE: Merchant name

FL: Merchant location (Florida)

CARD NBR: -XXXX

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.