Is "OPORTUN DES:RAINY DAY ID:C24SZ02HWAHQ6QX INDN:JOHN" fraud?

Written by Lily Tran

June 18th, 2024

Medium Risk

What is "OPORTUN DES:RAINY DAY ID:C24SZ02HWAHQ6QX INDN:JOHN"?

Rainy Day has been in business for over 15 years. The company offers a variety of products focused on weather gear and outdoor essentials. Their retail offerings include umbrellas, rain jackets, waterproof footwear, and backpacks designed for various weather conditions. They also provide accessories such as weatherproof phone cases and water-resistant travel bags. Rainy Day operates both brick-and-mortar stores and an online platform for customer convenience.

OPORTUN: Transaction originator (possibly the name of the institution or merchant)

DES: Transaction description or purpose (in this case, "RAINY DAY")

ID: Transaction identifier or reference number (C24SZ02HWAHQ6QX)

INDN: Beneficiary or recipient name (JOHN DOE)

CO ID: Company or institution identifier (XXXXX30710)

PPD: Payment type code (Prearranged Payment and Deposit)

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.