Is "XXXXXX DEBIT CARD 01/09 00:12 PY PL PAY CA 9761070" fraud?

Written by Ethan Patel

June 18th, 2024

Medium Risk

What is "XXXXXX DEBIT CARD 01/09 00:12 PY PL PAY CA 9761070"?

Py Pl is a company that has been in business for an unspecified number of years. They offer a variety of retail products that may include clothing, accessories, and possibly electronics. Detailed information on the specific range of products they offer is not available. The company’s market presence and additional aspects of their business operations are currently unknown.

XXXXXX: Transaction code or unique identifier for the transaction

DEBIT CARD: Indicates the transaction was made using a debit card

01/09: Date of the transaction (January 9th)

00: 12

PY: Country code (likely 'PY' but may need to refer to the specific bank's code guide)

PL PAY: Possibly indicates the payment processor or merchant

CA: May represent the state or a category code

97610707: Merchant's unique identification number

593999: Transaction reference or approval code

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.