Is "ACH Debit - Puget Sound Ener Billpay 9100001" fraud?

Written by Gavin Brooks

June 18th, 2024

Medium Risk

What is "ACH Debit - Puget Sound Ener Billpay 9100001"?

Puget Sound Energy (PSE) is an American utility company that has been in business for over 145 years, having been established in 1873. The company provides electric and natural gas services to customers primarily within the Puget Sound region of the state of Washington. PSE’s retail products include the delivery of electricity generated from various sources such as hydroelectric, wind, and natural gas. Additionally, it supplies natural gas for residential, commercial, and industrial use. The company also offers energy efficiency programs and services aimed at helping customers manage their energy consumption.

  • ACH Debit: Automated Clearing House debit, indicating an electronic payment
  • Puget Sound Ener: The merchant or service provider (Puget Sound Energy)
  • Billpay: The method of payment used, in this case, bill payment
  • 9100001: Unique transaction identifier or reference number
  • Verify if this transaction is fraud in 30 seconds

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

    STEP 1

    Connect your Email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

    STEP 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

    STEP 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.

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