Is "Point Of Sale Withdrawal / OPTUMRX CAUS Card #XXXX" fraud?

Written by Aiden Lee

June 18th, 2024

Medium Risk

What is "Point Of Sale Withdrawal / OPTUMRX CAUS Card #XXXX"?

OptumRx is a pharmacy care services company that has been in business since 2011. It provides a range of services including prescription drug benefits, home delivery pharmacy services, and specialty pharmacy services. The company offers retail prescription drugs, over-the-counter medications, and various health and wellness products. OptumRx operates as a part of Optum, a health services and innovation company under the umbrella of UnitedHealth Group.

**Point Of Sale Withdrawal: ** Indicates a purchase or payment made at a merchant using the point-of-sale system.

**OPTUMRX: ** The merchant or vendor's name where the transaction took place, which in this case is a prescription drug service provider.

**CAUS: ** Likely represents the location or type of service, which could be "CA" for California and "US" for United States.

**Card #XXXX: ** The final four digits of the card used for the transaction.

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.