Is "Debit Purchase -visa Card XXXXmyfico.com" fraud?

Written by Julian Sanchez

June 18th, 2024

Medium Risk

What is "Debit Purchase -visa Card XXXXmyfico.com"?

MyFICO is a service provided by the Fair Isaac Corporation (FICO) that has been in operation since 2001. The company offers various products related to credit scoring, including credit reports, credit scores, and credit score monitoring services. MyFICO provides individual access to FICO scores used by lenders for credit decisions, as well as educational information about credit and financial management. The company also offers tools for identity theft protection and credit score simulators to help consumers understand potential impacts of financial decisions on their credit scores.

Debit Purchase: The type of transaction conducted.

visa Card: The payment method used.

XXXX: The last four digits of your card number, typically used for identification.

myfico.com: The merchant or service where the purchase was made.

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.