Is "MTA NYCT PAYGO" fraud?

Written by Ava Morales

June 18th, 2024

Medium Risk

What is "MTA NYCT PAYGO"?

The MTA (Metropolitan Transportation Authority) is a public benefit corporation that has been in operation since its establishment in 1968. The authority is responsible for public transportation in the New York City metropolitan area. It oversees the operation of subways, buses, and commuter railroads, including the New York City Subway, Long Island Rail Road, and Metro-North Railroad. The MTA does not retail products but provides essential transit services for millions of commuters every day.

  • MTA: Metropolitan Transportation Authority
  • NYCT: New York City Transit
  • PAYGO: Pay-As-You-Go

    • Verify if this transaction is fraud in 30 seconds

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

    STEP 1

    Connect your Email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

    STEP 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

    STEP 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.

    SimplyWise Community Comments

    Attul J

    I have received a message saying Dear Card Member, This is to notify you that MTA*NYCT PAYGO has raised a debit request for Rs 83.74 on your HDFC Bank Credit Card ending 4361, to validate your card credentials, at MTA*NYCT PAYGO on 28-09-2024 15:16:30. Authorization code:- 030212 I have never used the card and am not even in NYC

    Transaction codes from MTA
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