Is "CHECKCARD 1205 123 MAIN St XXXXX2233XXXXXXXXXX0706" fraud?

Written by Gavin Brooks

June 18th, 2024

Medium Risk

What is "CHECKCARD 1205 123 MAIN St XXXXX2233XXXXXXXXXX0706"?

Lotte Plaza has been in business since 1976. The company focuses on providing a range of retail products, primarily catering to Asian-American communities. Their product offerings include fresh produce, seafood, meat, and poultry. They also stock a variety of grocery items, including rice, noodles, spices, snacks, and beverages. In addition, Lotte Plaza carries household goods, kitchenware, and health and beauty products. The company operates multiple stores primarily located in the Mid-Atlantic region of the United States.

CHECKCARD: Indicates the type of transaction is via a check card.

1205: Represents the transaction date, usually in MMDD format (December 5th).

123 MAIN St: The address or name of the merchant where the transaction occurred.

XXXXX2233XXXXXXXXXX0706: The masked account or card number indicating the specific card used.

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.