Is "DEBIT Visa Check IC* INSTACART HTTPSI - MEMO=Debit" fraud?

Written by Aiden Lee

June 18th, 2024

Medium Risk

What is "DEBIT Visa Check IC* INSTACART HTTPSI - MEMO=Debit"?

Instacart is a grocery delivery and pick-up organization that began operations in 2012. The American-based company works with several major grocery retailers to deliver foods

  • DEBIT: Indicates that the transaction is a debit transaction.
  • Visa: Specifies the type of card used for the transaction (Visa in this case).
  • Check IC*: Check image cashing transaction.
  • INSTACART HTTPSI: The name of the merchant or website where the transaction took place (Instacart).
  • MEMO=DebitCard: Additional information indicating that the transaction was made using a debit card.
  • Withdrawal: Indicates that the transaction represents a withdrawal of funds from the account.
  • Processed: Indicates that the transaction has been successfully processed.

    • Verify if this transaction is fraud in 30 seconds

    Verify With Receipt

    The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.
    Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

    STEP 1

    Connect your Email

    Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

    STEP 2

    Connect Your Bank

    Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

    STEP 3

    Reconcile

    Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.

    SimplyWise Community Comments
    Transaction codes from Instacart
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