Is "VISA DDA PUR AP XXXXXX IC INSTACART HTTPSINSTACAR " fraud?

Written by Ethan Patel

June 18th, 2024

Medium Risk

What is "VISA DDA PUR AP XXXXXX IC INSTACART HTTPSINSTACAR "?

Instacart is a grocery delivery and pick-up service that was founded in 2012. The company partners with various retailers to provide customers with a wide range of products. These products include fresh produce, meat, dairy, household items, and personal care products. Instacart operates by allowing customers to place orders through its app or website, which are then picked and delivered by shoppers.

VISA: Card type used for the transaction

DDA: Demand Deposit Account

PUR: Purchase

AP: Authorization Point/Reference

XXXXXX: Transaction reference number (masked for security)

IC: Merchant category code (Instacart in this case)

INSTACART: Merchant name

HTTPSINSTACAR: URL/Prefix of the merchant's site

*: Indicator of the end of the description

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.