Is "CHECKCARD 0905 DD'S DISCOUNTS #5274 123 MAIN St XX" fraud?

Written by Gavin Brooks

June 18th, 2024

Medium Risk

What is "CHECKCARD 0905 DD'S DISCOUNTS #5274 123 MAIN St XX"?

DD's Discounts is a subsidiary of Ross Stores, Inc., established in 2004. The company operates as an off-price retailer, offering a variety of products at discounted prices. Its inventory includes apparel for men, women, and children, as well as footwear, accessories, and home decor items. DD's Discounts also provides a selection of beauty products, toys, and seasonal items. The company aims to offer budget-conscious consumers access to brand-name goods at lower prices compared to traditional retail stores.

**CHECKCARD**: Type of transaction, specifically a debit card purchase

**0905**: Date of the transaction, September 5th

**DD'S DISCOUNTS #5274**: Merchant name and store number

**123 MAIN St**: Location address of the merchant

**XXXXXXXXXXXXXXXXXXXXXXX**: Redacted information, possibly part of the processing or additional details

**CKCD**: Abbreviation indicating the transaction is a check card usage

**XXXXXXXXXXXXXXXXXXXXXXX**: Redacted information, possibly part of the processing or transaction authorization code

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.