Is "CHECKCARD 0110 CTYCHGO*SERVICEFE 123 MAIN St XXXXX" fraud?

Written by Aiden Lee

June 18th, 2024

Medium Risk

What is "**CHECKCARD 0110 CTYCHGO*SERVICEFE 123 MAIN St XXXXX**"?

Ctychgo has been in business since 2015. The company offers a range of retail products including clothing, accessories, and home decor. Ctychgo operates both online and through physical stores. The company sources products from various manufacturers and focuses on providing a diverse selection to its customers.

CHECKCARD: Transaction type indicating a debit card transaction

0110: Date of the transaction (January 10th)

CTYCHGO*SERVICEFE: Description of the merchant (City of Chicago service fee)

123 MAIN St: Merchant address

CKCD: Additional identifier for the type of transaction (Check Card)

9399: Merchant category code (MCC), which identifies the type of business

XXXXXXXXXX723612: Partially masked card number used for the transaction

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.