Is "CHECKCARD 0114 ALPACA STORES 123 MAIN St XXXXXXXXX" fraud?

Written by Caleb Martin

June 18th, 2024

Medium Risk

What is "CHECKCARD 0114 ALPACA STORES 123 MAIN St XXXXXXXXX"?

Alpaca Stores has been in business since 2005. The company specializes in retailing alpaca wool products. Their range includes clothing items such as sweaters, scarves, hats, and gloves, as well as home goods like blankets and rugs. The company sources its alpaca wool from various suppliers and offers both hand-made and machine-produced items. In addition, Alpaca Stores also provides accessories and a selection of natural fiber garments. The company operates both physical stores and an online shopping platform.

**CHECKCARD**: Indicates the transaction was made using a check card or debit card.

**0114**: The date of the transaction (in MMDD format, meaning January 14).

**ALPACA STORES**: The merchant where the transaction took place.

**123 MAIN St**: The address of the merchant location.

**XXXXXXXXXXXXXXXXXXXXXXX**: Masked or anonymized portion of the card number or additional transaction details.

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.