Is "Debit: Signature purchase from 420429000299045 Aft" fraud?

Written by Aiden Lee

June 18th, 2024

Medium Risk

What is "Debit: Signature purchase from 420429000299045 Aft"?

AfterPay is a financial technology company established in 2014. The company provides a buy now, pay later service allowing consumers to purchase goods from various retail outlets and pay in installments. Its services span various retail sectors including fashion, homewares, beauty products, and sporting goods. It operates in several countries including Australia, the United States, the United Kingdom, and Canada.'

Debit: Indicates that the transaction is a debit, meaning money is being subtracted from the account.

Signature purchase: Indicates that the transaction was made using a signature as the form of verification.

From 420429000299045: Refers to the merchant or business from which the purchase was made. This is typically a unique identifier or account number for the merchant.

Afterpay: Indicates the payment method used for the transaction. Afterpay is a popular "buy now, pay later" service.

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.