Is "ACIMA XXXXXXXXXX XXXXXXXXXX" fraud?

Written by Aiden Lee

June 18th, 2024

Medium Risk

What is "ACIMA XXXXXXXXXX XXXXXXXXXX"?

Acima was established in 2013. The company provides lease-to-own retail options to consumers. Products include furniture, appliances, electronics, and mobile devices. Acima partners with various retailers to offer flexible payment plans to customers who may not have immediate full payment or strong credit profiles. The company's services aim to make essential goods more accessible to a broader range of consumers.

ACIMA:

Possibly the merchant or service provider name (ACIMA):

XXXXXXXXXX:

Could represent transaction date, location, or another identifier specific to the merchant/provider (Details would depend on the bank's coding system):

XXXXXXXXXX:

Could represent the transaction reference number or a unique identifier for the transaction (Details would depend on the bank's coding system):

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.