Is "85 C BAKERY CAFE USA" fraud?

Written by Lily Tran

June 18th, 2024

Medium Risk

What is "85 C BAKERY CAFE USA"?

85C Bakery Cafe is a Taiwanese international chain of coffee shops and self-serve bakeries, founded in 2004. The company operates in multiple countries, including Taiwan, the United States, Australia, and China. 85C Bakery Cafe provides various retail products such as baked goods, including bread, cakes, and pastries, as well as a selection of hot and cold beverages, like coffee and tea. The bakery also offers a variety of savory items, including sandwiches and other light snacks.

85: Transaction identifier or sequence number

C: Type of transaction (possibly indicating a credit or specific transaction category)

BAKERY CAFE: Name of the merchant or business where the transaction occurred

USA: Country where the transaction took place

Verify if this transaction is fraud in 30 seconds

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which you can finding by searching in your email accounts for.

Or, if you want to automatically find and reconcile receipts so you never worry about fraud, you can use SimplyWise to automatically match all bank and credit card transactions to email and paper receipts. The app instantly reconciles your expenses and flags anything that doesn't match.

STEP 1

Connect your Email

Download the SimplyWise app and connect your email account. SimplyWise will search through your emails and find all the receipts in your inbox. This allows you to understand what exactly you are paying for when you see a bank transaction on your statement.

STEP 2

Connect Your Bank

Connect to your bank account/credit card transactions through the secure (256 bit encryption) Reconciliation feature within the app.

STEP 3

Reconcile

Reconcile the charges reported by your financial institution against what you've recorded in your SimplyWise account. Find fraud quickly! SimplyWise will match your transactions to your bank/credit card spending and check those items off.